# Money Train RTP

> Money Train (Relax Gaming, 2019) is certified at 96.20% RTP — the provider ceiling. Only the 96.20% configuration is documented by Relax Gaming; we have not confirmed any reduced operator variants. High volatility, 5x4 grid with 40 paylines, max win 20,000x stake.

**Provider:** Relax Gaming · **Released:** 2019 · **Type:** slot · **Last verified:** 15 September 2026

## Key facts

- **Certified (maximum) RTP:** 96.20%
- **Lowest configured variant:** 96.20%
- **Certified variants:** 96.20%
- **Volatility:** High
- **Max win:** 20,000x stake
- **Reels:** 5x4
- **Operators audited:** 9

## Configured RTP by casino

| Casino | Configured RTP | Status | Observed |
| --- | --- | --- | --- |
| Stake | 96.20% | pending | 2026-09-15 |
| BC.Game | 96.20% | pending | 2026-09-15 |
| Roobet | 96.20% | pending | 2026-09-15 |
| Rainbet | 96.20% | verified | 2026-09-15 |
| Duelbits | 96.20% | pending | 2026-09-15 |
| 1xBet | 96.20% | pending | 2026-09-15 |
| BetWinner | 96.20% | pending | 2026-09-15 |
| Mostbet | 96.20% | pending | 2026-09-15 |
| 1Win | 96.20% | pending | 2026-09-15 |

_Each figure is the operator-configured RTP read from the in-game info panel on the observation date. Source: RTPwiki audit._

## About

The original Wild West heist-themed slot from Relax Gaming where a bonus round of collector and multiplier symbols builds toward a 20,000x cash-cart payout. It is certified at a maximum RTP of 96.20%.Only the 96.20% configuration is documented by Relax Gaming; we have not confirmed any reduced operator variants. High volatility, 5x4 grid with 40 paylines, max win 20,000x stake.

## Frequently asked questions

### What is the RTP of Money Train?

Money Train is certified at a single RTP of 96.20% from Relax Gaming. There are no reduced operator variants — every licensed casino runs the same configuration.

### Which casino has the best Money Train RTP?

As of our last audit on 15 September 2026, Rainbet serves Money Train at 96.20%. Modern UX, instant crypto play, strong VIP rakeback model.

### How do I check the deployed Money Train RTP at my casino?

Open Money Train, tap the in-game info or paytable icon (usually ⓘ or ☰), and scroll to the regulatory disclosures at the bottom of the help screen — the deployed RTP is printed there.

### Is Money Train rigged?

No — Money Train runs on a certified RNG tested by an independent lab, and its RTP is a published, certified figure. What varies is which certified RTP variant a casino deploys, not whether the game is fair. A lower deployed RTP is a bigger long-run house edge, not a rigged outcome. Each spin remains independent and random.

### Does a higher Money Train RTP mean I'll win more?

Not in any single session. RTP is a long-run average over millions of spins, and even the 96.20% ceiling keeps a house edge in the casino's favour. A higher RTP reduces how much the game is designed to take over time — it never guarantees a win. Only gamble what you can afford to lose.

## Primary sources

- [Money Train by Relax Gaming](https://www.relax-gaming.com/products/casino/moneytrain) — Relax Gaming

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Canonical page: https://rtpwiki.com/games/money-train-rtp/
Source: RTPwiki — independent RTP verification database.
License: CC BY 4.0. Cite with attribution and a link to the canonical page above.