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Money Train 3 vs Money Train 4

Both Money Train 3 and Money Train 4 share the same certified RTP of 96.10%. Choice comes down to volatility, max-win cap and game mechanics. Both titles are from Relax Gaming, so the certified-variant ladder rules are the same — only the operator deployment differs.

Last verified: 28 May 2026

Verdict

Both Money Train 3 and Money Train 4 share the same certified RTP of 96.10%. Choice comes down to volatility, max-win cap and game mechanics.

Important: the certified ceiling is only what you'll see at operators that deploy the highest variant. Money Train 3 ships in 2 variants, Money Train 4 in 2. Operator choice can wipe out an RTP advantage on the headline figure — always check the in-game info panel.

Money Train 3 vs Money Train 4 — FAQ

Which has the better RTP: Money Train 3 or Money Train 4?

Both Money Train 3 and Money Train 4 share the same certified RTP of 96.10%. Choice comes down to volatility, max-win cap and game mechanics.

What are the main differences between Money Train 3 and Money Train 4?

Money Train 3 (Relax Gaming, 2022) is a very high volatility slot, certified at 96.10% RTP. Money Train 4 (Relax Gaming, 2023) is a very high volatility slot, certified at 96.10% RTP. Both come from Relax Gaming, so the certified-variant policies are similar.

Should I play Money Train 3 or Money Train 4?

If pure return-to-player is your only criterion, pick the higher certified RTP and find a casino that deploys it at the ceiling. If volatility and max-win cap matter, compare the volatility and max-win values in the table below — those drive bankroll behaviour far more than the RTP differential.